Riz Malik: A Trusted Mortgage Expert & Media Commentator
Meet Riz Malik, the founder of R3 Mortgages and a distinguished figure in the UK's financial services landscape. Renowned for his expert insights into the UK mortgage market, Riz is the preferred source for journalists seeking authoritative commentary.
Boasting an impressive career spanning over two decades in financial services, Riz has devoted himself to crafting bespoke mortgage solutions centered around client needs. His expertise has been instrumental in securing property financing exceeding £120 million, showcasing his exceptional skill in navigating the complex world of finance.
Riz's profound grasp of economic trends and market shifts has not only earned him a reputation as a reliable expert in the mortgage industry but also underscored his value to media professionals seeking in-depth analysis of the UK mortgage and property markets.
In 2023, Riz's contributions to the sector were internationally recognised when he was featured in the Mortgage Global 100 Report. This prestigious list celebrates influential mortgage professionals from across the globe, including the UK, USA, Canada, New Zealand, and Australia, who have significantly impacted the industry.
Further cementing his status as a thought leader, Riz is an esteemed member of the Newpage platform, where his detailed portfolio and extensive experience are showcased, offering a deeper insight into his professional journey and achievements.
Television
Conference Speaker & Podcasts
Riz Malik was delighted to be invited to speak at the London Institute of Banking and Finance Mortgage Conference 2023.
YouTube sensation Danielle Ashville Louisy invited Riz Malik to join his Stereo Channel, where they discussed property investment and finance.
Online / Print Media
Riz Malik quoted in the Evening Standard discussing mortgage rates.
Riz Malik quoted in the Mirror.
Bank of England warned 7% interest rates would send shockwaves through the housing market
Five year mortgage rates average 6% for first time since Truss fiasco

HSBC reopens mortgage offers after criticism from brokers
HSBC temporarily withdrawls mortgage deals for new borrowers.
Riz Malik quoted on BBC News regarding first time buyer affordability.
Riz Malik featured in The Telegraph
Riz malik in The Times commenting on mortgages deals
Riz Malik quoted in the Mail Online discussing the mortgage market.
Riz Malik comments in the Guardian regarding the impact of 45p tax U-turn on markets and mortgages
Riz Malik is quoted in the Huffington Post
Riz Malik quoted in the Scotsman discussing the Autumn Statement
Riz Malik was invited onto Daniel Ashville Louisy Stereo channel to talk about property finance. Daniel is a construction entrepreneur with over 400K subscribers on his Youtube channel.
Riz Malik is quoted in the Daily Express
Riz Malik's comments on the U-turn on axing of top rate of tax
Riz featured in the Evening Echo Rishi Sunak can forget winning the next election if house prices fall
Riz Malik comments in Mortgage Strategy regarding the Tax U-turn and Mortgages
Riz Malik comments on the Chancellor's abrupt U turn on the Government's plan to cut 45% tax rate
Riz Malik was quoted in the ICAEW article on the Tax U-turn
Riz Malik quoed in Mortgage Solutions talking about mortgage lender withdrawl communications.
Riz Malik quoted in Fintech Magazine talking about the mortgage market
Riz Malik comments on the new Halifax House Price Index figures in the IFA Magazine
Riz Malik in Wealth Briefing taking about the top tax U turn

Riz Malik in Intermediary magazine
Riz Malik comments appear in industry paper Financial Reporter.
Riz Malik comments on the goverments bond purchase program
Riz Malik comments on how extreme market conditions may be next year.
Riz Malik commenting on broker burnout on World Mental Health Day
Riz Malik#s comments are featured in Mortgage Introducer
Riz Malik is featured in The Intermediary
Riz Malik's comments appear in the the FT Adviser
Riz Malik is quoted in the FT Adviser
Riz Malik's comments appeared in the Financial Reporter.
Riz Malik was quoted in Mortgage Strategy about PM Liz Truss resignation
Riz Malik quoted in Mortgage Solutions about Liz Truss's resignation.
Riz Malik in Mortgage Strategy talking about inflation.
Riz Malik discussing Stamp Duty receipts in the Mortgages Finance Gazette
Riz Malik was in Mortgage Strategy talking about Stamp Duty
Riz Malik in FT Adviser talking about falling house price data
Riz Malik's comments were in IFA Magazine about the Nationwide House Price Index.
Riz Malik in Mortgage Solutions talking about the legacy of Help to Buy.
Riz Malik in The Intermediary talking about house prices.
Riz Malik in Specialist Lending Solutions talking about BTL mortgage prisioners.
Riz Malik in IFA magazine talking about Inflation figures make grim but unsurprising reading
Riz Malik Quoted in Mortgage solutions on brokers urge Hunt to stay away from the mortgage market
Riz Malik in Mortgage introducer Industry's verdict as UK economy shrinks in Q3
Riz Malik quoted in your money.com . Beat expensive fixed rate mortgages with these three alternatives
Riz Malik in Property week Stamp duty could reduce house price drop
Riz Malik in Mortgage solutions underrated offset mortgages are a key tool
Riz Malik in FT Adviser Lenders need to innovate
Riz Malik quoted in Mortgage solutions five ways brokers are bridging the borrower knowledge gap
Riz Malik in IFA as experts say the property market is not facing headwinds but a hurricane
Riz Malik featured in the Intermediary Brokers predict a house price fall of 10% or less
Riz Malik featured in Mortgage strategy discussing the Autumn statement
Riz Malik discussing US Mortgage rates tumbling.
Riz malik featured in the FT Adviser discussing property sales down 3% as industry prepares for deals to plummet.
Mortgage solutions featuring Riz Malik.
Brokers say lenders should be more like Coventry Building society featuring Riz Malik.
Riz Malik discussing Virgin Money pulling 5% deposit mortgages in Your Mortgage.
High LTV deals could drop. Riz Malik discussing in Mortgage solutions
Riz Malik discussing to track or to fix in The Intermediary
Financial reporter featuring Riz Malik on what are the options for borrowers remortgaging in negative equity.
FT Adviser featuring Riz Malik
Riz Malik discussing a lifetime mortgage rate starting with 5 % in the IFA magazine
Ft Adviser featuring Riz malik
Can creating a lifestyle business beat being a unicorn. The freelance informer featuring Riz Malik
Mortgage solutions featuring Riz Malik
House price growth slowed to 4.4% in November. The Intermediary featuring Riz Malik
Riz Malik featured in The Telegraph
Riz Malik in IFA magazine discussing Halifax November House price index.
Riz Malik discussing Mental health training and mortgage advice.
Riz Malik featured in IFA magazine
Riz Malik featured in Financial Reporter discussing - Mortgage brokers undergoing mental health training ahead of recession
Should the Bank of England increase interest rates today? Riz Malik gives his verdict
Riz Malik featured in the IFA discussing will Second charge be ‘big business’ in 2023.
Riz Malik in The Intermediary discussing should the Bank of England raise interest rates .
Riz Discussing in the Financial reporter what will happen to buy to let in 2023
Survival of the fittest for Landlords unless lenders innovate analysis featuring Riz Malik
Riz Malik quoted in the Independent.
Riz Malik featured in Mortgage solutions
Broker expectations for 2023 featuring Riz Malik.
Riz Malik featured in mortgage solutions.
Riz Malik featured in IFA magazine
Bridging and Commercial featuring Riz Malik.
Riz Malik featured in FT Adviser
Evening Standard article featuring Riz Malik.
Riz Malik featured in FT Adviser.
Sunak says no extra help with mortgages as fixed rates climb to 6%
Riz Malik featured in Mortgage solutions
Mortgage News: Mortgage Lenders Trim Rates And Adjust Criteria
Riz Malik quoted in the Express