What is Protection?
This short video explains the wider protection options available.
Aviva created this short presentation but R3 Mortgages has access to them and a wider range of insurers for your protection needs.
Protection
Life Cover
Life insurance can assist your family in the event of death. It can pay out a lump sum giving financial support to your family & loved ones in the event of your death.
Critical & Serious Illness Cover
These are policies that usually pay out a lump sum if you are diagnosed with an illness that is covered by the insurer according to their terms. These policies are designed to help support your and your family while you deal with your diagnosis and treatment therafter.
Income Protection
This is an insurance policy that pays out in the insured is unable to work due to injury or illness. Cover can be arranged to pay out for a limited term (e.g. 1-2 years) or until retirement.
Find out what life may have in store for you?
We all hear news of a friend or a relative who
is off work for a few months, or
has been diagnosed with a serious illness, or
has unexpectedly died.
It's shocking and all the more difficult to imagine it happening to us.
Enter just a few personal details to see the Risk Reality Calculator results for you.
What is the Risk Reality Calculator?
This tool is created by LV=, who are on of the UK’s largest insurance companies. By using some basic information, their tool give you a rough idea of the chances of one of the above events happening before your chosen retirement age drawing on various statistics.
Please remember, these results are only a guide and are not certain to happen. Everyone is different, as are their financial needs. If you are unsure what to do next, speak to your adviser.
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Other types of protection
Private Medical Insurance
Covers the cost of private treatment for conditions covered by your insurer. There are a range of options dependent upon your requirements and budget.
Relevant Life Cover
This allows employers to offer death in service benefits to their employees. Setup by the employer, it pays a tax-free lump sum to the family upon the death of the employee.
Business Protection
Do you have key people within your business whose loss could have serious impact the company’s performance? Business Protection Policies can help address the financial fallout.